I was wondering if you could help advise me on things relating to house insurance. (it relates to my situation, but I am wording it generally, in case it applies to other people in similar situations, in case the responses help them too.)
This house needs to be insured.
The owner of the house is not of sound mind due to dementia.
There is no enduring power of attorney.
Will insurance companies accept an application from someone living in the house in question, if that person is related to the owner of the property?