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Managing Finances
 
# 31 : Saturday 25-3-2017 @ 11:25
 
 
Someone said :
Sure am Superfour. Doing all that. Would love to see a difference.

No doubt you will
Best of luck.
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# 32 : Sunday 26-3-2017 @ 10:44
 
 
I thought I was doing alright this fortnight but Mother's Day and an engagement ended that. Motor insurance renewal at the end of April as well. I wish we never got a car.
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# 33 : Sunday 26-3-2017 @ 23:44
 
 
An engagement like in someone else's engagement?
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# 34 : Monday 27-3-2017 @ 18:33
 
 
Someone said :
An engagement like in someone else's engagement?



Yep. My sister in law (well not legally but technically).
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# 35 : Monday 27-3-2017 @ 20:36
 
 
Someone said :


Yep. My sister in law (well not legally but technically).

But are you supposed to give people something on their engagement these days?
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# 36 : Monday 27-3-2017 @ 21:23
 
 
Someone said :

But are you supposed to give people something on their engagement these days?

I've never given an engagement gift in my life? I've congratulated friends and had a few beers with them.
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# 37 : Sunday 9-4-2017 @ 18:38
 
 
I'm afraid to look at my bank balance. The mortgage was due a few days ago and there wasn't enough to cover it. I get paid Thursday and it will all sort itself out then.
Still I'm afraid to see how far into the minus is in the account
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# 38 : Sunday 9-4-2017 @ 19:11
 
 
Someone said :
I'm afraid to look at my bank balance. The mortgage was due a few days ago and there wasn't enough to cover it. I get paid Thursday and it will all sort itself out then.
Still I'm afraid to see how far into the minus is in the account

Did you not set up a separate account with a standing order?
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# 39 : Sunday 9-4-2017 @ 19:50
 
 
No not with the standing order.
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# 40 : Sunday 9-4-2017 @ 20:41
 
 
Someone said :

But are you supposed to give people something on their engagement these days?

Her other sister had a party and so we have her something so kind of felt it look shitty if I didn't. Plus she's been very good to us so wanted to give her a small token. I don't think the wedding will be for a while.
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# 41 : Sunday 9-4-2017 @ 23:24
 
 
Ok, that makes sense.

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# 42 : Tuesday 11-4-2017 @ 00:46
 
 
Someone said :
I thought I was doing alright this fortnight but Mother's Day and an engagement ended that. Motor insurance renewal at the end of April as well. I wish we never got a car.

Why would you put yourself in a difficult financial situation for such optional occasions?
Do you really think that if they knew what it really costed you they'd be happier for it?

If people are not happy with a truth that is hurting you, then why pretend that truth is not hurting you?

Anyone expecting anything from others when they announce a good news are not worth the wrapping paper. Trust me: neither expected anything from you for these occasions. Next time, make the gift of you and they will be happier!


First rule of managing finances: don't yield that social and peer pressures, especially when they don't actually exist!
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# 43 : Tuesday 11-4-2017 @ 01:00
 
 
I think that in Irish society those pressures are very real.
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# 44 : Wednesday 12-4-2017 @ 01:03
 
 
Someone said :
I think that in Irish society those pressures are very real.

I am not saying they are never real.
I am saying that in her case, they were probably more in her head than anything: if you ask her mother if she'd rather receive a cheesy card and a token present, or know her daughter gets a hot shower every morning, and a decent meal, she would not make a scene about getting a kiss, a poem and a noodle necklace.


"don't yield that social and peer pressures, especially when they don't actually exist!" = don't yield to social pressures when they do exist, and certainly don't yield to them on the occasions they don't even exist!


Likewise, when going to the pub, the "pressure to pay rounds" is vastly exaggerated. If your "friends" expect you to pay rounds when you are broke, they are pricks, not friends. Most of the time one pretends that such a pressure exist when they want to do it. If they really don;t want to, they can easily and harmlessly get away with not drinking at all, and still enjoy the night. Unless they belong to a gang of alcoholics. Non-alcoholics can enjoy a drink, a few jars, or none.
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# 45 : Wednesday 12-4-2017 @ 03:55
 
 
I'm wit you on this one, and I do not like to give in to these pressures at all.

The last few years I have had little to no money and as a result only my nephew, niece, brother and parents have gotten a (cheap) X-Mas present from me.

And no fucks given.

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